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Please select the location closest to you & we'll personalize your experience!

Northeast Iowa

Luana Savings Bank, Luana, IA

Luana, IA

Luana Savings Bank, Ossian, IA

Ossian, IA

Luana Savings Bank, New Hampton, IA

New Hampton, IA

Central Iowa

Luana Savings Bank, Polk City, IA

Polk City, IA

Luana Savings Bank, Clive, IA

Clive, IA

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Certificate of Deposit

If you're looking for a medium-term investment commitment to reap the benefits of higher interest rates (vs. traditional savings/checking account), we've got a plan to suit your needs!

Quick Calc* (Change 'Initial Deposit' amount, then click on a term table to import the rate)
Initial Deposit:
Interest Rate: %
Months Invested:
Total Earned: $

Interest Rates

updated June 9, 2015
6 Month Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 0.300% 0.300%
$25,000 to $49,999.99 0.350% 0.350%
$50,000 to $99,999.99 0.350% 0.350%
$100,000 and above 0.400% 0.400%
12 Month Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 0.350% 0.350%
$25,000 to $49,999.99 0.400% 0.400%
$50,000 to $99,999.99 0.450% 0.450%
$100,000 and above 0.500% 0.500%
18 Month Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 0.550% 0.550%
$25,000 to $49,999.99 0.600% 0.600%
$50,000 to $99,999.99 0.650% 0.650%
$100,000 and above 0.700% 0.700%
24 Month Step Up & Add - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 0.700% 0.700%
$25,000 to $49,999.99 0.750% 0.750%
$50,000 to $99,999.99 0.800% 0.800%
$100,000 and above 0.850% 0.850%
30 Month Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 0.900% 0.900%
$25,000 to $49,999.99 0.950% 0.950%
$50,000 to $99,999.99 1.000% 1.000%
$100,000 and above 1.050% 1.050%
36 Month Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 1.100% 1.100%
$25,000 to $49,999.99 1.150% 1.150%
$50,000 to $99,999.99 1.200% 1.200%
$100,000 and above 1.250% 1.260%
42 Month Step Up - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 1.200% 1.200%
$25,000 to $49,999.99 1.250% 1.250%
$50,000 to $99,999.99 1.300% 1.310%
$100,000 and above 1.350% 1.360%
48 Month Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 1.350% 1.360%
$25,000 to $49,999.99 1.400% 1.410%
$50,000 to $99,999.99 1.450% 1.460%
$100,000 and above 1.500% 1.510%
5 Year Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 1.550% 1.560%
$25,000 to $49,999.99 1.600% 1.610%
$50,000 to $99,999.99 1.650% 1.660%
$100,000 and above 1.700% 1.710%
6 Year Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 1.700% 1.710%
$25,000 to $49,999.99 1.750% 1.760%
$50,000 to $99,999.99 1.800% 1.810%
$100,000 and above 1.850% 1.860%
7 Year Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 1.850% 1.860%
$25,000 to $49,999.99 1.900% 1.910%
$50,000 to $99,999.99 1.950% 1.960%
$100,000 and above 2.000% 2.010%
8 Year Certificate - $1,000 Minimum
Deposit Amount Interest Rate APY
$1,000 to $24,999.99 2.000% 2.010%
$25,000 to $49,999.99 2.050% 2.060%
$50,000 to $99,999.99 2.100% 2.110%
$100,000 and above 2.150% 2.160%

*Calculator is provided as-is solely to estimate potential earnings. Please note that this calculator generates an estimate, and may not represent actual earnings due to input or calculation error.

*You must maintain the minimum daily balance to obtain the disclosed APY (Annual Percentage Yield). Luana Savings Bank reserves the right to change interest rates and terms without notice. You may incur a penalty for early withdrawal and fees may reduce earnings.

"Local People, Local Decisions, Local Investments"
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Member FDIC   Equal Housing Lender
"Local People, Local Decisions, Local Investments"
Member FDIC Equal Housing Lender
Sitemap  ·   Privacy Notice  ·   New Customers
Created & Maintained by: © Luana Savings Bank 2012-2015