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NOW & Insured Money Market Accounts

If you like to use your money, but also want to earn interest on a daily interval, these accounts were designed for you!

NOW Account



Features:
  • $1,000 Minimum Daily Balance (to avoid $8/mo fee)
  • No charge for the first 20 paper/electronic debits per month (Add'l 20 cents ea)
  • Variable Interest Rate
  • Interest Calculated on Daily Balance
  • Interest Paid and Compounded Monthly

Insured Money Market Account



Features:
  • $2,500 Minimum Daily Balance (to avoid $10/mo fee)
  • Up to 6 withdrawals, transfers, or checks per statement cycle
  • Variable Interest Rate (traditionally has paid higher rate of return than NOW account)
  • Interest Calculated on Daily Balance
  • Interest Paid and Compounded Monthly

Interest Rates

updated September 4, 2013

NOW Account - $1,000 Minimum
Deposit Amount Interest Rate APY
$0 to $999.99 0.050% 0.050%
$1,000 to $9,999.99 0.050% 0.050%
$10,000 to $99,999.99 0.050% 0.050%
$100,000 and above 0.050% 0.050%
Insured Money Market - $2,500 Minimum
Deposit Amount Interest Rate APY
Please contact us for interest rates in your area

*You must maintain the minimum daily balance to obtain the disclosed APY (Annual Percentage Yield). Insured Money Market is a variable interest rate account; the interest rate(s) and APY(s) may change after the account is opened. Luana Savings Bank reserves the right to change interest rates and terms without notice. Fees incurred may reduce earnings.
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