Luana Savings Bank offers personal and business banking services and loans in Central and Northeast Iowa.

Open Online in Minutes

17-Month CD Special

As high as 4.25% APY*

*APY = Annual Percentage Yield. Click for full details.

Your Bank Since 1908

Celebrating 118 Years of Community Banking

Thank you for your trust and support over the years!

A fast, secure way to pay anywhere.

Add Your Card to Mobile Wallet

In your phone's wallet app, follow the on-screen instructions to add your Luana Savings Bank debit card.

*Available for Apple Pay and Google Pay only.

Mortgages

Don't Let Interest Rates Hold You Back.

Every homebuyer's situation is different—that's why we offer a variety of in-house mortgage products with features you may not find elsewhere.

✔ Low Down Payment Options
✔ No PMI on Qualified Loans
✔ Highly Competitive Rates
✔ Quick Decisions
✔ Local Servicing

Equal Housing Lender

Featured Certificate of Deposits

6 Month

*APY as high as 

4.14


See all rates

12 Month

*APY as high as 

4.19


See all rates

17 Month

*APY as high as 

4.25


See all rates

*APY = Annual Percentage Yield

Digital Banking

Your Local Bank, In Your Pocket

Check balances, deposit checks, and transfer funds in seconds with the Luana Savings Bank mobile banking app.

   

 

Everything You Need, Right From Your Phone

Mobile Deposit

Deposit checks from anywhere in seconds — no trip to the branch needed.

Bill Pay

Bill Pay makes paying bills quick, secure, and paper‑free.

eStatements

eStatements reduce paper clutter and give you faster access to your documents.

 

Online Account Opening

Open an Account Online in Minutes

Luana Savings Bank’s online account opening allows you to open an account nationwide. Currently available for Certificate of Deposit (CD) accounts, with others being added shortly.

Banking Services

Supporting Your Financial Goals

You deserve trusted relationships, personalized solutions, and local decisions made by people who know your name. Whether you’re opening an account, buying a home, or growing your business, we’re here to make banking simple, secure, and centered around what matters most to you.

Personal

Business & Agriculture

 

Customer Testimonials

I recently applied for a car loan through the Ossian branch and the process was so easy. Everyone I worked with was very helpful, friendly, and answered all my questions. Not to mention their interest rates were significantly lower than anywhere else in the area. I would definitely recommend Luana Savings Bank in Ossian to anyone who is looking for a great bank to get a loan from!

Victoria T.

The staff members who greeted us were extremely pleasant and efficient. Our account was easily established. We have returned two more times to purchase additional CD’s, because the interest rates are significantly higher. Each time we have been pleased with the good service. Thank you for providing this financial opportunity.

Tom M.

Luana Savings Bank has been excellent to work with and get my accounts opened and organized! Highly recommend!

Jarrin D.

For over 20 years I banked with one of the big, national banks but I steadily felt they were losing service, trust, and the appetite to serve small business customers. I have been with Luana Savings Bank for 7+ years and they offer amazing customer support.  They have a desire to help and support small business and personal accounts and with no question they have earned my trust and business. I could not be happier with Luana Savings Bank.

Jeff G.

Easy transaction to open an account. Filled out an app online, 10 minutes on phone to verify, and 5 minutes to stop in and sign. Loving my new bank. Small town customer feel where I’m not a number.

Deb N.

I recently moved to the area from out of state. A bad experience at another bank left me with nerves and anxiety. Jenna and other staff at Luana Savings Bank made the experience easy and painless!

Bry C.

Invested in the Communities We Serve

Throughout the year, our team members volunteer their time and talents to local food pantries, teaching financial literacy to students, serving as board members, and partnering with many local organizations.

Giving Back to Our Communities

2025 Volunteering Stats:

87

Team Member Volunteers

3,873

Volunteer Hours

107

Organizations

$73,500

Equipment Value Donated to Non-Profits

 

Welcome to Luana Savings Bank

Since 1908, Luana Savings Bank has provided trusted financial solutions, personalized service, and local decision-making to help customers achieve their financial goals. With six Iowa locations and the convenience of opening accounts online nationwide, we're proud to be your banking partner wherever you call home.

Thank you for choosing Luana Savings Bank.