Commercial Loan Features

With a team of commercial lending experts to meet your purchase or refinancing needs, we provide locally based decision-making and servicing to make your commercial lending experience second-to-none

  • Fixed or variable interest rate options
  • 3, 5, 7, and 10 year fixed rates available
  • 60 day rate lock
  • Quick loan approval
  • Loans serviced locally
  • Competitive rates

Meet our Commercial Loan Officers

Andy Cathcart

Polk City Branch
515-984-7100

NMLS #1577362

Jon Johnson

Polk City Branch
515-984-7100

NMLS #504855

Nate Reising

Polk City Branch
515-984-7100

NMLS #1443288

Tyson Seehase

Clive Branch
515-987-2116

NMLS #1068612

Levi Franzen

Norwalk Branch
515-410-9800

NMLS #1067948

Steve Walker

Norwalk Branch
515-410-9800

NMLS #860623

Tucker Tenge

New Hampton Branch
641-394-2116

Contact Us Today to Get Started

Financing Available for All Types of Commercial Real Estate

Multi-Family Rental Property Loans

Multi‑family rental property loans provide flexible financing for investors looking to acquire, refinance, or renovate apartment buildings and other multi‑unit housing. These loans are designed to support long‑term cash‑flow strategies, offering competitive terms and structures that align with the unique needs of residential income‑producing properties.

Retail & Office Loans

Retail and office loans help business owners and investors purchase, refinance, or improve commercial spaces such as storefronts, professional offices, and mixed‑use buildings. With options tailored to both owner‑occupied and investment properties, these loans support long‑term growth and stability in high‑traffic or professional environments.

Industrial & Warehouse Loans

Industrial and warehouse loans provide financing for properties used in manufacturing, logistics, storage, and distribution. These loans are built to support businesses that rely on large‑scale facilities, offering terms that accommodate specialized layouts, heavy‑duty infrastructure, and long‑term operational needs.

Owner-Occupied Real Estate Loans

Owner-occupied real estate loans help businesses finance the purchase, construction, or refinance of the property they use, offering flexible terms and competitive rates. These solutions are designed to support long-term growth while allowing businesses to build equity in their own space.

Hospitality Loans

Hospitality loans are tailored for hotels, motels, resorts, and other lodging businesses. These financing solutions help owners acquire, renovate, or reposition hospitality properties, with structures that account for seasonal revenue, occupancy trends, and the unique demands of guest‑driven operations.

Equipment Loans

Equipment loans give businesses the ability to acquire essential machinery or vehicles without straining cash flow. These loans are structured around the lifespan and value of the equipment, making it easier to expand operations, improve efficiency, and stay competitive with up‑to‑date assets.

Expanding Business Loans

Expanding business loans provide the capital needed to grow or scale your operations. Whether you’re adding equipment, hiring staff, or expanding your space, these flexible financing options help support your next stage of growth with terms tailored to your business goals.

Single-Family Rental Property Loans

Single-family rental property loans help borrowers purchase or refinance properties intended for rental or income purposes, with options tailored to fit different financial goals. These loans offer competitive rates and flexible terms to support building long-term real estate income and equity.

Builder Loans

Builder loans offer short‑term, construction‑focused financing for developers and contractors. Whether you're breaking ground on a new residential project or completing a commercial build‑out, these loans provide the capital needed to cover materials, labor, and project milestones until the property is completed and stabilized.

Development Loans

A development loan is a short-term financing option used to purchase land and fund construction or renovation projects. It typically provides staged funding throughout the project and is repaid once the development is completed through sale or refinancing.

Contact Us Today to Get Started

Mobile Banking

Take care of business from anywhere.

Pay bills, deposit checks and quickly handle other financial matters with your smartphone or tablet.

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