We will be closed on Thursday, November 28 in observance of Thanksgiving. We will be open on Friday, November 29. We wish you and your family a Happy Thanksgiving.
Operating Loans
Are your cash demands being met in your operation? Luana Savings Bank provides operating loans for both crop and livestock producers to help in taking care of those immediate expenses. Our revolving Line of Credit loan allows you to borrow and repay funds as your cash flow allows.
Professional Financial Analysis
As part of the Operating Loan program, we'll provide you with an annual professional financial analysis to help identify any areas which could be improved to provide further revenue.
Top Lender in Iowa
We consistently rank as a top 100 farm lender nationally; 6th largest in the state of Iowa among community banks.**
Competitive Rates
We specialize in Agricultural loans, offering competitive rates.
Experienced Team
Your success is our success; if times are tough, we'll help you find a solution.
Agriculture Amortizing Loan Calculator
Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.
Meet our Agricultural Loan Officer Team
Chad Fritz
Luana Branch
563-539-2166
NMLS #504858
Kiel Fritz
Luana Branch
563-539-2166
NMLS #713511
Geordan Hanson
Luana Branch
563-539-2166
NMLS #1631457
Steve Ruzicka
Luana Branch
563-539-2166
NMLS #504862
Brad Hertges
Ossian Branch
563-532-7022
NMLS #504865
Carol Jensen
Ossian Branch
563-532-7022
NMLS #504867
Ben Larson
New Hampton Branch
641-394-2116
NMLS #1625057
Adam Zeien
New Hampton Branch
641-394-2116
NMLS #1520271
Ray Swartz
Polk City Branch
515-984-7100
NMLS #504869
Josh Williams
Clive Branch
515-987-2116
NMLS #1021521
Ryan Richardson
Norwalk Branch
515-410-9800
NMLS #1142570
Contact us for interest rates in your area.
**Source: American Bankers Association. FDIC, Data as of 3Q 2023. https://www.aba.com/news-research/analysis-guides/top-100-agricultural-banks-by-dollar-volume
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