All locations will be closed Tuesday, December 24 at noon and all day Wednesday, December 25 in observance of Christmas. Happy holidays!
Auto Loans & Recreation Loans
Finance your new ride with an auto or recreation loan.
Loan Types
- New cars and trucks
- Used cars and trucks (private party or dealership)
- RV
- Motorcycles or Mopeds
- ATV/UTV
- Snowmobiles
- Watercraft (boat, jet ski, pontoon, etc.)
Get started with your Auto or Recreation Loan.
All loan benefits with Luana Savings Bank
Quick loan approval
Loans serviced locally
Competitive rates
Current Auto Rates
| Criteria | APR* As low as |
|---|---|
| 2022 Model Year & Newer with 10% Down Payment | 5.84% |
| 2022 Model Year & Newer with 0% Down Payment | 6.04% |
| 2021 Models & Refinancing | 6.30% |
| 6.30% APR based on 5 year $20,000 loan with 10% Down, 60 mo. payments of $389.47 |
*All loans are subject to credit approval. (APR) Annual Percentage Rate. May change or be withdrawn without notice.
Registration costs are an estimation, for the State of Iowa, of the first year's registration cost for a general purpose non-electric/hybrid passenger vehicle weighting 4400 pounds. Electric and hybrid vehicles may have additional fees, while commercial vehicles may have less. For an accurate estimation, please contact your state's motor vehicle registration department.
Get started with your Auto or Recreation Loan.
Auto Loan Calculator
Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.