We will be closed on Friday, July 4th in observance of Independence Day. We will be open on Saturday, July 5th from 8 am - 11 am.
Agricultural Land Financing
Food production is one of the most important industries in the world; Luana Savings Bank understands this, and we strive to offer the most competitive Agricultural Land Financing rates to enable local farmers.
Top Lender in Iowa
We consistently rank as a top 100 farm lender nationally; 6th largest in the state of Iowa among community banks.**
Competitive Rates
We specialize in Agricultural loans, offering competitive rates.
Experienced Team
Your success is our success; if times are tough, we'll help you find a solution.
Agriculture Land Loans
| Loan Type | Length | Interest Rate as low as |
|---|---|---|
| Variable Rate Loan | 5 or 10 Years | 7.50% |
| Fixed Rate Loan | 3 Years | 6.05% |
| Fixed Rate Loan | 5 Years | 6.20% |
| Fixed Rate Loan | 10 Years | 6.60% |
*Interest rates may vary based on applicant's current credit qualification. Offer subject to change without notice. Offer may be withdrawn without notice. Rates quoted on this page are not available for residential real estate loans.
Agriculture Amortizing Loan Calculator
Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.
Meet our Agricultural Loan Officer Team
Chad Fritz
Luana Branch
563-539-2166
NMLS #504858
Geordan Hanson
Luana Branch
563-539-2166
NMLS #1631457
Steve Ruzicka
Luana Branch
563-539-2166
NMLS #504862
Brad Hertges
Ossian Branch
563-532-7022
NMLS #504865
Carol Jensen
Ossian Branch
563-532-7022
NMLS #504867
Ben Larson
New Hampton Branch
641-394-2116
NMLS #1625057
Adam Zeien
New Hampton Branch
641-394-2116
NMLS #1520271
Ray Swartz
Polk City Branch
515-984-7100
NMLS #504869
Josh Williams
Clive Branch
515-987-2116
NMLS #1021521
Ryan Richardson
Norwalk Branch
515-410-9800
NMLS #1142570
Questions or comments?
*Interest Rates are variable based on the applicant's current credit score. Offer subject to change without notice. Offer may be withdrawn without notice. Rates quoted on this page are not available for residential real estate loans.
**Source: American Bankers Association. FDIC, Data as of Q3 2024. https://www.aba.com/news-research/analysis-guides/top-100-agricultural-banks-by-dollar-volume
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