Crop Insurance
Luana Savings bank offers the following insurance-related services through Farmers Mutual Hail
Revenue Protection
Protection against revenue loss due to low yields or prices.
Yield Protection
Protection against most natural disasters.
Area Revenue Protection
Protection against loss of revenue due to a county level production loss, price decline, or both.
Area Yield Protection
Protection against loss of yield due to a county level production loss.
Pasture, Rangeland, Forage
Protection covering land used for haying or grazing as a source of forage for livestock.
Hail Damage
Protection against physical damage caused by hail and/or fire.
Crop Insurance products are:
- Not a deposit
- Not FDIC insured
- Not guaranteed by the bank
- May go down in value
- Not insured by any federal government agency
Top Lender in Iowa
We consistently rank as a top 100 farm lender nationally; 6th largest in the state of Iowa among community banks.**
Competitive Rates
We specialize in Agricultural loans, offering competitive rates.
Experienced Team
Your success is our success; if times are tough, we'll help you find a solution.
Meet our Agricultural Loan Officer Team
Chad Fritz
Luana Branch
563-539-2166
NMLS #504858
Kiel Fritz
Luana Branch
563-539-2166
NMLS #713511
Geordan Hanson
Luana Branch
563-539-2166
NMLS #1631457
Steve Ruzicka
Luana Branch
563-539-2166
NMLS #504862
Brad Hertges
Ossian Branch
563-532-7022
NMLS #504865
Carol Jensen
Ossian Branch
563-532-7022
NMLS #504867
Ben Larson
New Hampton Branch
641-394-2116
NMLS #1625057
Adam Zeien
New Hampton Branch
641-394-2116
NMLS #1520271
Ray Swartz
Polk City Branch
515-984-7100
NMLS #504869
Josh Williams
Clive Branch
515-987-2116
NMLS #1021521
Ryan Richardson
Norwalk Branch
515-410-9800
NMLS #1142570
Want to get started?
**Source: American Bankers Association. FDIC, Data as of Q3 2024. https://www.aba.com/news-research/analysis-guides/top-100-agricultural-banks-by-dollar-volume
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