Please select the location closest to you & we'll personalize your experience!
Northeast Iowa
Central Iowa
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Please select the branch closest to you & we'll personalize your experience!
Northeast Iowa
Luana, IA
Ossian, IA
New Hampton, IA
Central Iowa
Polk City, IA
Clive, IA
Norwalk, IA
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Our lobbies and community centers are currently closed until further notice to help slow the spread of COVID-19. Luana Savings Bank is committed to your financial well-being during this national emergency and has taken all appropriate steps to ensure we may continue to serve you indefinitely.
You may still bank with us, including deposits and withdrawals, through:
- ATMs*
- Online Banking*
- Mobile App, including Mobile Deposit*
- Drive-up Teller Window (during business hours)
- Calling us (during business hours)
*If you do not have an ATM/debit card, or if you have not set up your online banking or mobile banking apps, this can be completed over the phone during business hours.
Please keep in mind that COVID-19 spreads easily through coughs and sneezes, for several hours, even if you believe you have covered your mouth sufficiently. If you are coughing or sneezing, please isolate yourself from others. COVID-19 can remain viable on solid surfaces, like door handles, for several days, so please wash your hands/sanitize when in public places. Thank-you for your cooperation.
Certificate of Deposit
If you're looking for a medium-term investment commitment to reap the benefits of higher interest rates (vs. traditional savings/checking account), we've got a plan to suit your needs!
Interest Rates
as of March 21, 2020| 3 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.200% | 0.200% |
| $25,000 to $49,999.99 | 0.200% | 0.200% |
| $50,000 to $99,999.99 | 0.200% | 0.200% |
| $100,000 and above | 0.250% | 0.250% |
| 6 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.250% | 0.250% |
| $25,000 to $49,999.99 | 0.250% | 0.250% |
| $50,000 to $99,999.99 | 0.250% | 0.250% |
| $100,000 and above | 0.300% | 0.300% |
| 9 Month Certificate Special - $5,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $5,000 and above | 0.300% | 0.300% |
| Renews to a 12-month CD. Third-party, brokered, and public funds not eligible. | ||
| 12 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.250% | 0.250% |
| $25,000 to $49,999.99 | 0.250% | 0.250% |
| $50,000 to $99,999.99 | 0.250% | 0.250% |
| $100,000 and above | 0.300% | 0.300% |
| 18 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.350% | 0.350% |
| $25,000 to $49,999.99 | 0.350% | 0.350% |
| $50,000 to $99,999.99 | 0.350% | 0.350% |
| $100,000 and above | 0.400% | 0.400% |
| 24 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.450% | 0.450% |
| $25,000 to $49,999.99 | 0.450% | 0.450% |
| $50,000 to $99,999.99 | 0.450% | 0.450% |
| $100,000 and above | 0.500% | 0.500% |
| 26 Month Certificate Special Step Up & Add - $5,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $5,000 and above | 0.450% | 0.450% |
| Rate used for step up will equal 24-month rate. Renews to a 24-month CD. Third-party, brokered, and public funds not eligible. | ||
| 30 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.500% | 0.500% |
| $25,000 to $49,999.99 | 0.500% | 0.500% |
| $50,000 to $99,999.99 | 0.500% | 0.500% |
| $100,000 and above | 0.550% | 0.550% |
| 36 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.550% | 0.550% |
| $25,000 to $49,999.99 | 0.550% | 0.550% |
| $50,000 to $99,999.99 | 0.550% | 0.550% |
| $100,000 and above | 0.600% | 0.600% |
| 42 Month Step Up - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.600% | 0.600% |
| $25,000 to $49,999.99 | 0.600% | 0.600% |
| $50,000 to $99,999.99 | 0.600% | 0.600% |
| $100,000 and above | 0.650% | 0.650% |
| 48 Month Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.650% | 0.650% |
| $25,000 to $49,999.99 | 0.650% | 0.650% |
| $50,000 to $99,999.99 | 0.650% | 0.650% |
| $100,000 and above | 0.700% | 0.700% |
| 5 Year Certificate - $1,000 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $1,000 to $24,999.99 | 0.650% | 0.650% |
| $25,000 to $49,999.99 | 0.650% | 0.650% |
| $50,000 to $99,999.99 | 0.650% | 0.650% |
| $100,000 and above | 0.700% | 0.700% |
| 12 Month KIDS Certificate & Add - $500 Minimum | ||
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $500 and above | 0.550% | 0.550% |
| To qualify the individual must be 18 years of age or younger. | ||
You must maintain the minimum daily balance to obtain the disclosed APY (Annual Percentage Yield). Luana Savings Bank reserves the right to change interest rates and terms without notice. You may incur a penalty for early withdrawal and fees may reduce earnings.
*Calculator is provided as-is solely to estimate potential earnings. Please note that this calculator generates an estimate, and may not represent actual earnings due to input or calculation error.
"Local People, Local Decisions, Local Investments"
"Local People, Local Decisions, Local Investments"
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