Checking

Different people use their money differently. Luana Savings Bank offers different checking/debit card accounts to accommodate the needs of your lifestyle.
Included Benefits
  • Check Writing
Optional Benefits

Select the Account that is Right for YOU!

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Checking account comparison
Budget Checking Senior Saver Checking VIP Club Account NOW Account Money Market
Benefits Unlimited check writing; digital copies of checks No balance required; Free Debit Card Free personalized club checks, stop payments, money orders, accidental death/dismemberment insurance Standard interest-bearing account Higher Interest-bearing account
Requirements $100 required to open. Positive balance to avoid $16 monthly fee $100 required to open. 62 years or older $100 required to open. $100 required to open. $1,000 balance to avoid $8 monthly fee $100 required to open. $2,500 balance to avoid $10 monthly fee and earn interest
Transactions Unlimited Unlimited Unlimited First 20 free; 20 cents ea after Limit to 6 per cycle.
Interest No No No Variable Variable
Cancelled Checks Images online Printed with statement Printed with statement Printed with statement Printed with statement
Monthly Fees $3 if not enrolled in eStatements No $8 to $10 No No

*We will charge you a fee of $14.00 every time we prevent an overdraft by moving funds from your savings account to your checking account. If you do not have the required funds in your savings account, you will be charged a fee, per transaction, of: up to $39.00 for transactions up to $4,999.99 or a fee up to $48.00 for transactions $5,000.00 or greater. This service covers overdrafts generated by check, in-person withdrawals, or other electronic means not including ATM withdrawals or Debit Card payments. This service does not cover overdrafts generated by ATM withdrawals or Debit Card payments.