Select the Account that is right for you!
Offering personal checking accounts to accommodate the needs of your lifestyle.
| Everyday Checking | Momentum Checking | Momentum Money Market | Classic Checking (Age 62+) | |
|---|---|---|---|---|
| Account Description | With no minimum balance required, this account is perfect for anyone looking for a no-nonsense approach. | Perfect if you keep $1,000+ on hand and want your balance to earn interest. This account helps your money grow! | A tiered‑rate account that lets you earn interest while keeping your funds accessible. | If you’re 62 years young or older, you qualify for additional benefits like free personalized checks and paper statements. |
| Minimum Opening Balance | $100 | $1,000 | $2,500 | $100 |
| Minimum Daily Balance | $0 | $1,000 | $2,500 | $0 |
| Service Fee if Minimum Daily Balance is not met | $12 | $12 | $10 | $0 |
| Earns Interest* | ✓ | ✓ | ||
| Free Personalized Checks | 1st box free | 2 boxes annually | ||
| ATM/Debit Card | ✓ | ✓ | ✓ | ✓ |
| SHAZAM Privileged Status ATM Network | ✓ | ✓ | ✓ | ✓ |
| Linked for Overdraft Protection | ✓ | ✓ | ✓ | ✓ |
| Online Banking, Mobile Banking, and Bill Pay** | ✓ | ✓ | ✓ | ✓ |
| eStatements*** | ✓ | ✓ | ✓ | ✓ |
| Transaction Limits**** | 8 withdrawals per statement cycle | |||
| Rates | View rates | View rates |
* The interest rate is variable and may change at any time. Interest is calculated on the daily balance and is compounded and paid monthly.
** Up to 15 bill payments per statement cycle are free. Each additional payment over 15 costs $1.25.
*** eStatements are free for all accounts. – Everyday and Momentum Checking accounts are charged $5.00 per month for paper statements. – Classic Checking, Money Market, HSA, and Christmas Club accounts receive free paper statements.
**** A $12 fee applies to each transaction over 8 per statement cycle.
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Open an Account Today
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Online Banking, Mobile Banking & Bill Pay
Enjoy convenient access to your money anytime.
eStatements
Free and available on all deposit accounts.
Deposit Services
Getting the most of your money requires the right products and services! Luana Savings Bank wants you to have the best experience possible; from customized checks, debit cards, and other services to record keeping and resources to make your money work better - and harder - for you!
*Lock Box (also known as Safety Deposit Box) contents and U.S. Savings Bonds are NOT insured by FDIC.
** Text Messaging and/or Data plans may be required for this service. Check with your service provider for applicable rates and fees.
*** Insurance products are: Not a deposit. Not FDIC insured. Not guaranteed by the bank. May go down in value. Not insured by any federal government agency.
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