| Deposit Amount | Preferred APY* | Current APY |
|---|---|---|
| $750,000 and above | 1.870% | 1.620% |
| $250,000 - $749,999.99 | 1.670% | 1.410% |
| $100,000 - $249,999.99 | 1.460% | 1.210% |
| $50,000 - $99,999.99 | 1.260% | 1.010% |
| $25,000 - $49,999.99 | 1.060% | 0.810% |
| $0 - $24,999.99 | 0.860% | 0.600% |
Please select the location closest to you & we'll personalize your experience!
Northeast Iowa
Central Iowa
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Please select the branch closest to you & we'll personalize your experience!
Northeast Iowa
Luana, IA
Ossian, IA
New Hampton, IA
Central Iowa
Polk City, IA
Clive, IA
Norwalk, IA
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What is a bank?
You might be surprised to learn a bank is a business like a beauty salon, hardware store, or convenience station. Banks, similar to other industries - like restaurants - must adhere to strict regulations. Like any company, banks that fail to make profits also go out of business.
Banks also pay income tax just like other local businesses. Banks are important to the economy…but so is food. Farmers are taxed, and so are grocery stores. Imagine a profitable business that didn’t pay income tax – would that be fair? Think about your own employer – do they pay taxes?
Do you?!That’s why Luana Savings Bank, along with American Bankers Association, Iowa Bankers Association and hundreds of other local community banks oppose credit unions. Community banks are...
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3.95%Rate4.32%APR
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1.62% APY on your $750k+ Deposit1.41% APY on $250k-749,9991.21% APY on $100k - 249,9991.01% APY on $50k - 99,9990.81% APY on $25k - 49,9990.60% APY on $2,500 - 24,999
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1.61% APYUp to
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2.75% Interest Rate Loans for New or Expanding Businesses*
No Cost Mortgages
for your Purchase or Refinance!*
CD SPECIALS
Rates as high as
12-MONTH
1.56% APY
24-MONTH
1.61% APY
Click for more rates & terms
IRA Rates (APY)
| 18 Month Variable | 1.51% |
| 18 Month Fixed | 1.61% |
| 30 Month Fixed | 1.61% |
| 42 Month Fixed | 1.61% |
Agricultural Land Loans
rates as low as
| 1.50% Beginning Farmers |
| 4.00% Variable |
| 3.90% Fixed |
Great Money Market Account Rates Preferred APY* for 12 Months!
| Deposit Amount | Preferred APY* | Current APY |
|---|---|---|
| $750k and above | 1.870% | 1.620% |
| $250k - $749,999.99 | 1.670% | 1.410% |
| $100,000 - $249,999.99 | 1.460% | 1.210% |
| $50,000 - $99,999.99 | 1.260% | 1.010% |
| $25,000 - $49,999.99 | 1.060% | 0.810% |
| $0 - $24,999.99 | 0.860% | 0.600% |
3.75% Rate
3.765% APR
CD SPECIALS
Rates as high as:
12-MONTH
1.56% APY
24-MONTH
1.61% APY
Tap for more rates & terms
No Cost Mortgages
for your Purchase or Refinance!*
for your Purchase or Refinance!*
Fast Track Loans as low as
3.75% Variable
3.80% Fixed
for qualifying buyers
Agricultural Land Loans
as low as
as low as
1.50% Beginning Farmers
4.00% Variable
3.90% Fixed
for qualified purchases
Auto Loans as low as:
3.55% APR (2017 or Newer & 10% Down)
3.65% APR (2017 or Newer & 0% Down)
3.85% APR (2016, & Refi.)
for qualifying buyers
"Local People, Local Decisions, Local Investments"
"Local People, Local Decisions, Local Investments"
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