💸 CD Specials as high as 4.50% APY*. Open Online in Minutes.
Rates and full details.
Why finance with us?
Quick loan approval
Lender-paid closing cost option*
Loans serviced locally
Competitive rates
*Not all loans apply. Subject to approval. Contact us to receive a rate quote customized to you.
Today's Mortgage Rates
Rates below are for single-family, primary home purchases.
30-Year Fixed Rate Purchase
| Loan Amount | Rate | APR* | Payment Example (Monthly) |
|---|---|---|---|
| $200,000 | 7.125% | 7.175% | $1,347.44 |
| $300,000 | 7.125% | 7.158% | $2,021.16 |
15-Year Fixed Rate Purchase
| Loan Amount | Rate | APR* | Payment Example (Monthly) |
|---|---|---|---|
| $200,000 | 6.375% | 6.426% | 1,728.50 |
| $300,000 | 6.375% | 6.428% | 2,592.75 |
*APR = Annual Percentage Rate.
Rates are based on 760+ credit score. Rates are effective at the time of publication and are subject to change. Actual rate may be higher based on credit history, occupancy and LTV. Rates assume a 80% TLTV for a single-family, primary residence home purchase. The payment example does not include taxes or insurance and the actual payment obligation may be greater. All loans are subject to approval. Includes closing costs associated with a loan. Please contact your local lender to receive a rate quote customized for you.
Ready to start your home buying journey?
Meet our Residential Loan Officers
Our experienced loan officers are available to help you navigate the home buying process.
Kasey Iverson
Luana Branch
563-539-2166
Get Started
NMLS #1257744
Blake Winter
Luana Branch
563-539-2166
Get Started
NMLS #2556025
Jess Schubert
Luana Branch
563-539-2166
Get Started
NMLS #1768698
Josh Uhlenhake
Ossian Branch
563-532-7022
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NMLS #987805
Ben Larson
New Hampton Branch
641-394-2116
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NMLS #1625057
Brandon Converse
Polk City Branch
515-984-7100
Get Started
NMLS #1380837
Scott Bishop
Clive Branch
515-987-2116
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NMLS #1021523
Brian Byrnes
Clive Branch
515-987-2116
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NMLS #41854
Mic Hayes
Clive Branch
515-987-2116
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NMLS #41860
Angie Sprenger
Clive Branch
515-987-2116
Get Started
NMLS #1893794
Richard Cook
Norwalk Branch
515-410-9800
Get Started
NMLS #400117
First-Time Homebuyer Grant
Up to $15,000 Down Payment or Closing Cost Assistance
The FHLB Des Moines Home$tart® Grant Program offers up to $15,000* towards down payment and/or closing cost assistance. Available to qualifying first time home buyers earning up to 80 percent of area median income for the location of the residence being purchased. Contact us to learn more.
*Subject to credit approval.
