Today's Mortgage Rates
Rates below are for single-family, primary home. Mortgage rates lock for 30 days for purchases and refinances.
30-Year Fixed Rate
| Loan Amount | Rate | APR* | Payment Example (Monthly) |
|---|---|---|---|
| $200,000 | 6.375% | 6.423% | $1,247.74 |
| $300,000 | 6.625% | 6.657% | $1,920.93 |
15-Year Fixed Rate
| Loan Amount | Rate | APR* | Payment Example (Monthly) |
|---|---|---|---|
| $200,000 | 5.875% | 5.925% | $1,674.24 |
| $300,000 | 5.75% | 5.802% | $2,491.23 |
Rates are updated on business days at approximately 10:00 AM CDT. On federal holidays, the rates will be updated the following business day.
*APR = Annual Percentage Rate.
Rates are based on 780+ credit score. Rates are effective at the time of publication and are subject to change. Actual rate may be higher based on credit history, occupancy and LTV. Rates assume a 75% TLTV for a single-family, primary residence home. The payment example does not include taxes or insurance and the actual payment obligation may be greater. All loans are subject to approval. Includes closing costs associated with a loan. Please contact your local lender to receive a rate quote customized for you.
Adjustable Rate Mortgage (ARM)**
Up to 80% LTV (Loan-to-value ratio)
| Initial Period*** | Loan Amount | Rate** | APR* | Payment Example (Monthly) |
|---|---|---|---|---|
| 5 years | $300,000 | 6.125% | 6.508% | $1,823.88 |
| 10 years | $300,000 | 6.375% | 6.520% | $1,872.54 |
Adjustable Rate Mortgage (ARM)**
80.01% - 90% LTV (Loan-to-value ratio)
| Initial Period*** | Loan Amount | Rate** | APR* | Payment Example (Monthly) |
|---|---|---|---|---|
| 5 years | $300,000 | 6.375% | 6.607% | $1,872.72 |
| 10 years | $300,000 | 6.575% | 6.653% | $1,911.99 |
Rates are updated on business days at approximately 10:00 AM CDT. On federal holidays, the rates will be updated the following business day.
*APR = Annual Percentage Rate.
**ARM rates are calculated by adding a margin, 2.75%, to an index, the 1-year Treasury rate. The minimum rate is 2.75%. Rates can increase or decrease no more than 2% each year and 6% total.
***The Initial Period (for example, 5 years) represent the fixed rate period, the rate will then adjust up or down each year according to the index and margin. ARM rates, APRs, and monthly payments are subject to increase after the initial fixed-rate period of 5, 10 years and assume a 30-year term. Rates are based on 720+ credit score. Rates are effective at the time of publication and are subject to change. Actual rate may be higher based on credit history, occupancy and LTV. Top box rates assume an 80% or under TLTV for a single-family, primary residence home. The bottom box rates assume an 80.01-90% TLTV. The payment example does not include taxes or insurance and the actual payment obligation may be greater. All loans are subject to approval. Includes closing costs associated with a loan. Please contact your local lender to receive a rate quote customized for you.