Today's Mortgage Rates

Rates below are for single-family, primary home. Mortgage rates lock for 30 days for purchases and refinances.

30-Year Fixed Rate
Effective Date: December 20, 2024
Loan Amount Rate APR* Payment Example (Monthly)
$200,0006.50%6.548%$1,264.14
15-Year Fixed Rate
Effective Date: December 20, 2024
Loan Amount Rate APR* Payment Example (Monthly)
$200,0006.125%6.175%1701.25

Rates are updated on business days at approximately 10:00 AM CDT. On federal holidays, the rates will be updated the following business day.

*APR = Annual Percentage Rate.

Rates are based on 780+ credit score. Rates are effective at the time of publication and are subject to change. Actual rate may be higher based on credit history, occupancy and LTV. Rates assume a 75% TLTV for a single-family, primary residence home. The payment example does not include taxes or insurance and the actual payment obligation may be greater. All loans are subject to approval. Includes closing costs associated with a loan. Please contact your local lender to receive a rate quote customized for you.